Disclaimers
1. Terms of Use
This channel reflects the opinion of the author, and the viewer agrees that they are watching of their own free will. None of the content found on this video should be considered a recommendation. The author is not advising, and won’t advise readers personally concerning topics presented on the blog. To the extent any of the information on the blog may be deemed to be advice, such information is impersonal and not tailored to the needs of any specific person. Please discuss your situation with your personal financial advisor.
2. Copyright Policy
Unless otherwise noted, the author is the legal copyright holder of all material on this blog and should not be reprinted or published without the creator's written consent.
3. Hold Harmless
In no event will the author be liable to viewers, or any third party for any indirect, consequential, exemplary, incidental, or punitive damages from the readers use of the channel, or any of the content or other materials on the channel.
4. Privacy Statement
This channel does not and will not collect personal or contact information to sell to another company. The creator is not responsible for the privacy practices of any of the advertisers or blog commenters that may appear on the blog.
5. Reserve Rights
The creator reserves the right to change the focus of the channel, close it, sell it, or change the terms of use at his own discretion.
