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If an Insurance Adjuster Calls Me After My Accident To Ask Me Questions, Should I Talk To Him
After a car accident, you may be approached by the other driver’s insurance company, asking you to give them a recorded statement of your involvement in the accident. Doing so is never in your best interest, and you are not legally required to do so. This is applicable even if the accident was not caused by you and you have nothing to hide.

It does not matter what the insurance adjuster says to you, but one thing you have to know is that it is not necessary to give them a recorded statement in order to get money for damages to your car and for injuries sustained. In fact, a recorded statement might be more harmful to you than it would do you good, as the insurance company might use it against you.

They might say that you were at fault or that you are lying. Once they have you on tape, it will be hard for you to correct what you said or even change it. That’s the reason why it is not advised that you agree to a recorded statement. First speak to your car accident lawyer before you agree to do so.

What Is A Recorded Statement?
When an insurance adjuster calls you, they might want to record a couple of answers to their questions. They might come off as very friendly and helpful and might sound as if they have your best interest at heart. What you need to know is that the recorded statement they make is all about making a profit for the insurance company and has nothing to do with you or your wellbeing.
Insurance adjusters are specially trained to look for ways in which they can limit how much is paid out to you, and this is how the insurance companies make their money. One of the tactics they use is to ask you questions and record the answers on tape.

Here are a couple of ways that the insurance company might use the recordings to avoid paying you:
a. The adjuster might get you to say things you don’t really mean, like admitting that you might have been partly at fault in the accident. You might also feel slightly nervous, in which case you might say the opposite of what you mean or omit to say certain things.
b. As the insurance adjuster also has access to police reports, they might do a comparison of what you said to the police with what you said to them. If there is any inconsistency, they might say that you are lying and should not receive any claim money.
c. In the event that a lawsuit is filed, the insurance company’s lawyer will use those inconsistencies against you, pointing out the differences in the statements, and thereby try to destroy your credibility.

Thus, when an insurance adjuster calls, the best thing to do is to say that you will not agree to a recorded statement, until you have talked to your lawyer.

What If My Own Insurance Company Wants Me To Give A Statement?
You are obliged to work together with your insurance company. This may include giving them a recorded statement. However, before you agree to the recording, ask the insurance adjuster to show you the section in your insurance policy that requires you to give a recorded statement when asked to. Your own insurance company might put their own interests first as well and handle your case in such a way that they profit first, by using your recorded statement against you. This is possible if there is a dispute over liability, or if your insurance company wants to avoid having to pay.

When giving a recorded statement to your insurance company, think about the questions carefully before answering. Be careful to not offer any additional information the insurance adjuster didn’t ask for.

A lawyer has the needed knowledge and expertise to negotiate with the insurance company, and thus having one on your side can lead to a much better offer.
Call an Atlanta Car Accident Lawyer Today
Our lawyers have dedicated their careers to helping car accident victims get the money they need to recover. We do not charge you unless we are able to get you money for your damages and injuries. Contact South Atlanta Injury Lawyers at (404) 800-4903, as we can help you maximize your claim and ensure you end up with an offer that meets your needs.

We are a full-service plaintiff’s law firm which represents and advises clients in all areas of federal and state employment law, estate planning, probate, premises liability, personal injury, veteran’s disability appeals, and Social Security Disability, as well as the general practice of law. We represent clients in all levels of state and federal jurisdictions.

We are South Atlanta Injury Lawyers - contact to request a free consultation.
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