Variable vs. fixed-rate mortgages—which one should landlords pick? As real estate investors, we tend to have many different options when financing rental properties. Some, like adjustable-rate mortgages (ARMs), may come with lower closing costs and slightly lower interest rates, while fixed-rate mortgages have slightly higher interest rates but boast the added security of long-term financing for a property or properties. While both have definitive pros and cons, the implications of both types of loans must be understood before you reach the closing table.

This week’s topic comes from Channa through Ashley’s Instagram direct messages. Channa asked: I have three rental properties and am looking to refinance them all. Should I do an adjustable-rate portfolio loan on all three or do separate fixed-rate loans on each property?

If you’ve had these types of financing options brought to you before, but didn’t know which was the best choice for your situation, make sure you stick around. Ashley and Tony break down what makes each of these loans great plus the numbers behind making the variable vs. fixed decision!

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Listen to Our Friends on The BiggerPockets Money Podcast:
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Fixed-Rate vs. Adjustable Rate Mortgages: What’s the Difference? [ Ссылка ]
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Evaluating the Pros & Cons of Real Estate Financing:
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Why an Adjustable Rate Mortgage (ARM) May Not Be As Risky as you Might Think:
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Connect with Tony and Ashley on BiggerPockets:
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