Capital One High Yield Savings Account - My 1 Year Experience . So I Opened The 360 Performance Savings account from Capital One about a year Ago and Started to Deposit Some Money into This Capital One Savings Account pretty Much Consistently so here is My Experience with This Bank .
First The Process of Opening This Capital One 360 Performance Savings Account was Pretty easy and it takes just Few Minutes in The Capita One Mobile app . Then after I Set Up the Account I Added My Wife as a Joint Account holder . This step was pretty easy to and Capital One Let me add it from The Contacts on The phone by Sending Invitation Link into The Savings Account . There was Just One more Step and that was to Add The Checking Account ( from My Local Bank ) to Link it together with The 360 Performance Savings Account and Once Set & Done I Was Able do Do The First transfer. The Actual Transfer Money Process is Super easy , You Just Click from Which Account to Which account You Want to Transfer the Money too and Once You Click Submit The Transaction will Process for Few Days However The Interest will Start Counting Earlier , which for me is Usually The 2nd. Business Day - The Good thing about it is that The Interest is Counted Daily so You can actually see it Growing every day and then It's deposited Monthly in The Beginning of The Month Plus Compounded Monthly too so The Money can Grow Nicely . Overall I'm Very Happy with this Capital One High Yield Savings Account . it's easy to use and Very Transparent with All transactions Clearly Visible on The Mobile Capital One App or Computer and Even Though there is Higher Interest High Yield Savings Accounts there but with The Easy to use Interface of This Account and Overall experience this Account Works for me .
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