IUL Companies LIE about how indexed universal life insurance will perform long term. I have said it for years, and today I am going to prove it. If you sell indexed universal life or if you are contemplating purchasing an IUL, you need to watch this video asap. In this video, do a deep dive evaluation of a World Financial Group policy through Nationwide Insurance.
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📖 Chapter Timestamps Here ⏰
0:00 Intro to Proof IUL companies lie
3:55 A look at the Original and In Force Illustrations of Nationwide IUL
4:45 PROOF that IUL Illustrations ARE NOT Conservative
9:45 Index Performance Has Little To Do With Actual IUL Performance
14:15 Nationwide Increased the Uncapped IUL Index Spread Charge 120% in 6 years!
17:10 How Your IUL Actually Participates In The Index
22:30 High Early IUL Cap Rates Are Written Off As A Marketing Expense
26:30 Your Indexed Universal Life Policy May Look Okay...but it's in danger
34:45 You IUL Agent Is NOT Smarter Than The Indexed Universal Life Insurance Company
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VALUABLE CONTENT TO CONTINUE THE EDUCATIONAL JOURNEY:
How To Properly Structure A Whole Life Policy
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Indexed Universal Life vs Whole Life - Which is Better
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🤔 ABOUT LIFE180 😃
Chris Kirkpatrick launched LIFE180 as a solution to a problem. As the director of business development for a Fortune 1000 life insurance / broker dealer, he became disenchanted with the financial industry because of the lack of education provided to clients and how "financial advisors" were really just glorified sales people.
So... LIFE180 was launched to help give relevant financial education for people to create wealth. Along the journey, LIFE180 has evolved. Chris quickly realized he was passionate about not just helping entrepreneurs on how to leverage their money, but how to build their businesses.
Over the past 5 years, Chris has spent thousands of hours mastering the art of online business development for himself and clients. In 2020, LIFE180 morphed into a full service online business launch and development agency. If you need any help creating more revenue or generating more leads online, LIFE180 can help.
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*All content in this video is for educational purposes only and is not to be interpreted as personal financial advice.
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