Adding your kids as authorized users on your credit cards help them learn financial responsibility, build their credit scores and continue the conversation about money all while helping them prepare for a future of financial independence.
As a parent, you want to give your children every advantage and opportunity you can to help them be successful later in life

Adding an authorized user to a credit card could potentially affect your credit and the credit of the person you connect to your account. The actual impact will vary based on how the credit card is managed.

When you add your child or anyone else to your existing credit card, it may help that person build credit.

With good payment behavior and responsible use, adding an authorized user may have a positive impact on the authorized user's credit score.

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Links to book on Amazon:
Break the cycle you don't have to live with Bad credit:
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Ten credit commandments:
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