This Video breaks down how Guaranteed Issue Rights can help you enroll in a medicare supplement even with a chronic disease and when the best time to buy a medicare supplement is and what t Plan G with no underwriting or health questions. If you missed the 6 month medicare supplement open enrollment window that allows folks new to medicare to get a medicare supplement with no health questions asked, then you will have to pass underwriting to get the supplement of your choice, but besides this one time enrollment period, there multiple other situations where you can get a medicare supplement even if you are chronically sick with cancer, congestive heart failure or on dialysis. There are certain guaranteed issue rights folks can use to get a medigap plan without answering health questions. Learn about these special medical protections and how, when, and why to use your GI rights. Also learn why Insurance companies offering medicap plans must accept chronically sick and dying folks into either the Plan G or possibly the Plan F with no underwriting or health questions asked. They must let you enroll in either the Plan G or the Plan F is you use your guaranteed issue right. Folks that turned 65 after January 1 of 2023 when the Macro Bill went into effect can only enroll in the Plan G with no underwriting but not the Plan N. The Plan N supplement does not accept these Guaranteed Issue Rights folks but the Plan G must absorb the high cost of these folks with high claims and those claims will force Plan G premiums to skyrocket compared to the Plan N. Learn about the five most popular guaranteed issue rights you may be able to use to get off your advantage plan and back onto original medicare with a supplement regardless of health
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