Commercial auto insurance is a specialized policy designed to cover vehicles used for business purposes.
Unlike personal auto insurance, which covers personal use of a vehicle, commercial auto insurance provides coverage for vehicles used in the course of business operations, such as transporting goods, carrying passengers for a fee, or traveling between job sites.
This type of insurance typically includes liability coverage for bodily injury and property damage, collision coverage for accidents, comprehensive coverage for non-collision incidents like theft or weather damage, and coverage for medical payments or personal injury.
Additionally, it often offers protection for employees driving company vehicles and may extend to rented or leased vehicles used for business purposes.
Businesses with a fleet of vehicles, from small vans to large trucks, rely on commercial auto insurance to mitigate the financial risks associated with road accidents, ensuring that both the business and its assets are protected.
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