In this video I give a beginners guide to Mortgages & Loans and explain the different types of home loans (and investing loans) and which type of finance should be used in each circumstance.

Mortgages and loans are key for First Time Buyers and for any property investing or property investment journal. Loans help you leverage your cash to buy larger/more properties to use as rental properties.

As a first time buyer, mortgages can be a bit of a minefield so this video will help you navigate that minefield and learn about the various types of mortgages.

Key terms - 00:00 - 03:55
Residential mortgage - 03:55 - 06:34
Buy to Let mortgage - 06:34 - 08:05
Bridging loan - 08:05 - 10:41
Combo products/bridge to let loans - 10:41 - 11:34
Commercial loans - 11:34 - 12:45
Development finance - 12:45 - 14:14

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The information in these videos shall not be construed as tax, legal, insurance, construction, engineering, health and safety, electrical or financial advice. IF stocks or companies are mentioned, Thomas MAY have an ownership interest in them -- DO NOT make buying or selling decisions based on Thomas' videos. If you need such advice, please contact a qualified accountant, solicitor, insurance agent, contractor/electrician/engineer/etc. or financial advisor.

This is not an advertisement of property for sale and shall not be construed as anything other than an opinion for entertainment purposes only.

Inspired by Graham Stephan, Meet Kevin, Shaf Rasul, Andrei Jikh, Nate O'Brien, The Credit Shifu and more

#MortgagesExplained #BuyToLet #PersonalFinance

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