Decades of discrimination have left millions of African Americans shut out of the housing market and at risk of being targeted by predatory lenders and exploitative loans. But capital collectives pool resources and reduce individual risk and can be a way for low-income Americans to buy into a home. One example is the East Bay Permanent Real Estate Cooperative, in Oakland, CA which stepped in to do what developers would not, and make permanent housing available for low-income African Americans and other discriminated-against people of color. Can cooperation and shared stewardship be a route to realizing the “American Dream” that has been sold to so many, so effectively, for so long? Or do we need a different, shared dream to address the racial housing-wealth gap in the 21st century? PLUS, closing commentary from Laura on mutual aid, segregation and reparations in the wake of the racist killings in Buffalo.

“There is an abundance of brilliance and wealth and knowledge when it comes to Black and Brown communities. Now more than ever, it's time to share that brilliance.” - Najaah Yasmine Daniels, Community Manager, Inclusive Capital Collective

“Capitalism is a very dehumanizing system, but we are human beings, and really, cooperation and mutual aid are what make us human.” - Jessica Gordon-Nembhard, Ph.D. Professor, John Jay College City University of New York

“If we continue to wait for our city leaders to restart our communities, we're going to wait because the formula isn't there. The formula is in cooperative economics.” - Noni D. Session, Co-Founder and Executive Director, East Bay Permanent Real Estate Cooperative
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GUESTS
- Najaah Yasmine Daniels: Community Manager, Inclusive Capital Collective
- Jessica Gordon-Nembhard: Ph.D. Professor, John Jay College City University of New York
- Noni D. Session: Co-Founder and Executive Director, East Bay Permanent Real Estate Cooperative

CONTENT
00:00 - What is a capital collective?
07:33 - Land Without Landlords? EB PREC and ICC
15:48 - A Nationwide Economic Crisis
18:42 - Changing the Picture and Building Cooperative Ecosystems
23:38 - Laura's Closing Commentary on Buffalo and Reparations

CREDITS
Executive Producer: Laura Flanders
Senior Story Producer: Sabrina Artel
Consulting Producer: Rory O'Connor
Field Producer/Reporter: Kizzy Cox
Editors: Nat Needham, David Neumann
Radio & Podcast Producer: Jeannie Hopper
Communications Manager: Janet Hernandez
Co-Director Development: Dominic Marcella
Motion Graphics: Nat Needham

✏️ RESEARCH & READING LIST:
Visit our Patreon for more information on this week's episode, including related articles, books and more: [ Ссылка ]

📺 RELATED EPISODES:
- Making Buffalo Our City: [ Ссылка ]
- African American Cooperatives and Civil Rights: Jessica Gordon Nembhard: [ Ссылка ]
- Housing is a Human Right: [ Ссылка ]

📚 Check out our Book of the Week on BOOKSHOP -
'Collective Courage: A History of African American Cooperative Economic Thought and Practice' by Jessica Gordon-Nembhard: [ Ссылка ]

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ACCESSIBILITY
This episode is closed captioned.

#RealEstate #Housing #Landlords #LandWithoutLandlords #Tenants #HousingMarket #CollectiveWealth #EBPREC #Property #Investors #Cooperative #Collective #BIPOC #PeoplePower #Community #CommunityInvestment #RestorativeEconomics

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