About the video -
Where to invest Rs.5000 each month from your savings । How to save money from salary । अपनी salary से पैसे कैसे बचाए । Rs. 5000 invest करने के 3 जबरदस्त तरीके
In the video I have given details about the best 3 investments a person can put their saved money per month. Hope my video will be helpful to all.
Topics covered in the video :
What is Recurring Deposit ?
How to invest in RD ?
What is SIP ?
How to invest in SIP?
What is NPS ?
How to invest in NPS ?
Benefits of Recurring Deposit
Benefits of SIP
Benefits of NPS
In a Recurring Deposit scheme, the individual has to first choose the tenure and monthly deposit amount. Once the plan starts, the investor must deposit the amount every month over the tenure. Generally, the tenure varies from a minimum of 6 months and thereafter in addition of 3 months to a maximum tenure of up to 10 years. Recurring Deposit proves to be gentle on one’s pocket given that the investor decides the amount and also the risk is considerably .
SIP can be chosen by investing in mutual funds. In a SIP, the investor has to deposit a small sum every month or every quarter and the amount of investment can be as low as Rs. 500. If you choose a mutual fund scheme and invest in SIP, based on the plan that you have opted for they will allocate your money in debt or equity. In recent times, equity mutual funds have generated good returns which have been in excess of recurring deposit or fixed deposit schemes. The returns generated by SIP mutual funds have been around 8% to 15% in the last 5 to 10 year.
National Pension System (NPS) is a voluntary, defined contribution retirement savings scheme designed to enable the subscribers to make optimum decisions regarding their future through systematic savings during their working life. Under NPS, individual savings are pooled in to a pension fund which are invested by PFRDA regulated professional fund managers as per the approved investment guidelines in to the diversified portfolios comprising of Government Bonds, Bills, Corporate Debentures and Shares. These contributions would grow and accumulate over the years, depending on the returns earned on the investment made.
#savings #investment #investing #savingschemes #money
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