Orthodontics are covered by several insurance carriers; however, the amount of coverage and the terms of coverage may differ depending on the insurance company and the exact plan.

In general, dental insurance policies that cover orthodontics will have a 12-month waiting period before benefits begin. This means you'll have to pay for your first year of orthodontic treatment out of pocket. Following the expiration of the waiting period, the insurance company will normally cover a part of the cost of treatment, up to a set level.
The specific percentage of the cost covered by insurance varies based on the plan. Some plans cover half the cost, while others cover 80% or even 100% of the cost.

Chapters:
00:00 Introduction
00:47 Delta Dental
01:16 MetLife
01:38 Aetna
02:01 Cigna
02:24 United HealthCare
02:51 Considerations when Choosing an Orthodontic Insurance Policy
03:00 Cost of an Orthodontic Insurance Plan
03:10 Extent of an Orthodontic Insurance Coverage
03:22 Waiting Time of Orthodontic Insurance Coverage
03:34 Age Restriction of Orthodontic Insurance Coverage

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