Call: 800-825-2919
Email: info@FirstMedicareAdvisors.com .

Nearly 70% of Medicare beneficiaries are NOT enrolled in a Medicare Advantage plan. Instead, you have Original Medicare consisting of Part A and Part B coverage.

Original Medicare is a federal benefit. Your benefits under Parts A and B do not change when you move from one state to another with Medicare. You can also take your Medicare supplement plan with you to another state.

Your zip code determines the price of your monthly supplement premium. Supplement plan prices do vary from state to state. Healthcare in some areas is more expensive than in other areas. That said, there is a chance your plan’s price will increase or decrease when you move.

If the price increase is more than you like, contact my office to shop for your plan. There may be another carrier in your new zip code with a more affordable premium for you.

Be aware that when you apply to another carrier to change plans, you will most likely need to go through medical underwriting. This means answering health questions so the carrier can decide whether to accept or decline you based upon your answers to those questions.

Most people with Original Medicare and a supplement plan also have a standalone Part D drug plan. When moving to another state, getting a new drug plan is inevitable because drug plans are state specific.

Even if you choose the same insurance company for your drug plan in your new state, your plan number will be different, so you have to apply for the new plan.

If you decide that you don’t want to get a new PDP when you move, just be aware that there will likely be a late penalty when you do re-enroll in a drug plan.

Remember, if you have any questions, feel free to give us a call 800-825-2919. We will get the information necessary for you to make a good decision.

Thanks,

Dale Stringer, CLU

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