Despite upbeat consumer confidence data, Wells Fargo Head of Advice & Planning Michael Liersch cautions that uncertainty persists entering 2024 surrounding financial planning. He notes there to be "optimism for the future, [while] also preparing for the worst."
With the new year following a typically expensive holiday stretch, Liersch tells Yahoo Finance that consumers should consider what spending levels they feel like they can "sustainably afford to spend" rather than overextending. As people often overspend on gifts at the cost of financial goals, Liersch suggests tempering discretionary purchases in 2024 to promote stability.
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