Welcome to my MissBeHelpful channel!

0:01- Introduction
0:55 - Cindy's most expensive purchase that she REGRETS
4:45 - Cindy's most expensive purchase that she is PROUD of
8:26 - Cindy's brand @zerobasedbudget and why she created it
10:30 - Why $215,000 of debt for a lawyer is more normal than we think
11:40 - Cindy shares about her upbringing and her early money lessons
17:08 - What the heck is a "zero-based budget" and Cindy's debt pay-off strategy
20:36 - You probably don't budget. Here's why you NEED TO!
28:35 - What other lifestyle changes did Cindy make to pay off all of her debt?
34:01 - To get out of debt, you might need to embrace a few temporary sacrifices
35:21 - How has Cindy's life changed since paying off her debt?
41:34 - What is the money mantra that you would print on every dollar bill if you could?
45:32 - Where to follow Cindy online and final wrap-up

In this first FULL episode of the Mind Your Money podcast, I interviewed Cindy Zuniga who is the founder of Zero-Based Budget Coaching LLC. Cindy is a child of Latinx immigrants and was raised in the Bronx, NY. She borrowed hundreds of thousands of dollars in student loans in order to achieve her dream of graduating Law School and becoming an attorney. She currently works in NYC and spent the last 4 years of her life paying off all $215,000 of student loan debt. Now, she's focused on building her net worth!

Youtube video about how I save half my income:
PART 1: [ Ссылка ]
PART 2: [ Ссылка ]

Cindy's instagram: [ Ссылка ]

More from MissBeHelpful:
My VERY FIRST video (AWWW): [ Ссылка ]
How to Improve Your Credit Score FAST: [ Ссылка ]
Common Credit Card Myths: [ Ссылка ]
How I Save Half of My Income: [ Ссылка ]
Why You Need to Start Retirement Saving in Your 20’s: [ Ссылка ]
5 Things to Consider When Applying for New Credit Cards: [ Ссылка ]
Credit Card Rewards… Do’s and Dont’s: [ Ссылка ]
Become and Expert at Reading You Credit Card Statement: [ Ссылка ]
How To Improve Credit With Limited or No Credit History: [ Ссылка ]
Best Apps to Save for Retirement with a ROTH IRA: [ Ссылка ]
Best New Way To Improve Credit - No Credit Card Required: [ Ссылка ]
How Trump Can Affect Your Finances: [ Ссылка ]
How I Use the Grace Period to Avoid Paying Interest: [ Ссылка ]

Let’s connect:
FACEBOOK: [ Ссылка ]
INSTAGRAM: [ Ссылка ]
BUSINESS INQUIRIES: Missbehelpful@gmail.com

Support this podcast and YouTube channel on Patreon: [ Ссылка ]

’Til next time… PEACE!

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