Whether you're new to credit cards or a seasoned carrier of plastic, these mistakes can happen to anyone so make sure you avoid making them.

I've not covered obvious basic stuff like not borrowing too much, not getting into debt and all that jazz. I've also not included advice on not using your credit card as a ruler or a device for making neat white lines out of your... salt.

No - these are genuine tips that go a little deeper into how credit cards work to help you stay on top.

I am sure I am forgetting some - please leave a comment if you can think of one!

00:34 - 1. Withdraw cash
02:23 - 2. Low Balance/Money Transfers
03:32 - 3. Recurring Payments
05:51 - 4. Waiting To Pay
07:05 - 5. Section 75 Protection
09:41 - 6. Forget to Pay
11:33 - 7. Not Reading Letters
12:59 - 8. Forgetting Trailing Interest
15:01 - 9. Not getting a credit card

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