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The huge influx of mobile devices are changing the face of payments. With new use cases like point of sale, context sensitive marketing, and location based commercial transactions, it it believed that by 2020, cash and cards could be replaced by swiping smartphones. This talk is an analysis of the current state of mobile payments, the challenges, and the innovation happening in this space. The talk starts off with defining mobile payments and its unique use cases. We then reflect on the current state of m-payments ecosystem, major players and technologies. The talk closes with a extrapolation of what the future looks like for m-payments.
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