How are Medicare insurance agents paid? Will I pay higher premiums if I use an agent? Are agents biased? Will they only sell plans that pay the most? GA Medicare agent Bob Vineyard explains. Call (404)252-5859

Medicare explained in easy to understand terms

Georgia Medicare supplement plan cost ranges from low to high. How do you find the best Medigap plan? Are AARP Medicare plans better? Is Medicare supplement plan F the best? Do I need an insurance broker to explain Medicare?
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Can you find the BEST Medigap rates on your own?

Time Stamps
0:23 Bonus compensation
1:40 Why is an agent pushing a specific carrier?
2:08 Can I get a better rate going direct to the carrier?
2:50 Want to see ALL the rates? Ask me.
3:49 I don't care about contests

Will the agent only show you the plans that pay the highest commission, or an additional "bounty" per application? Maybe they will only show you carriers that are offering a trip for increased sales.

At Georgia Medicare Plans my FREE REPORT shows rates for up to 50 carriers per plan.

Agents are paid by the carriers when an application is submitted and approved by the carrier. Rates are the same ones you will be quoted by the carrier. There are no "middle man" markups.

You can call every carrier and get rates but who wants to do that?
In 5 minutes or less, I will quote you the best Medigap rates based on your age and zip. This is done by phone. I don't come to your house. You don't come to mine.

How easy is that?

I will also email a report showing all rates for the plans you select.
No selling . . . ever
Instant GA Medigap Quote
FREE Medicare supplement rate report available on request.

Original Medicare has 4 parts.

Medicare Part A covers hospital inpatient charges and has a per admission deductible

Medicare Part B is for outpatient health care treatment. Doctor visits, labs, X-rays, MRI, CT scan (CAT scan), ambulance, ER, outpatient clinics, etc. Essentially any Medicare approved health care received outside the hospital setting. Treatment considered medically necessary under Medicare guidelines. Medicare Part B has a calendar year deductible. Once satisfied, Medicare pays 80% of the approved charge, you are responsible for the remaining 20%.

Most seniors worry about hospital stays, but your major expenses will more than likely fall under Medicare Part B outpatient expenses. Original Medicare stand alone has no cap on your out of pocket expenses.

You pay until you run out of money, get well or die.

Medicare Part C is now referred to as Medicare Advantage. More on that later.

Medicare Part D covers outpatient prescription drugs. Some Advantage plans have drug coverage built into the plan.

Both Medigap and Advantage plans cover the same types of medical treatment, but what you pay out of pocket for your care, and where you receive your care, is very different.

Advantage plans are managed care plans. Some are PPO, some are HMO. In 2018 about half the plans are HMO with the balance being PPO.

If you receive non-emergency out of network care under a PPO you may have higher copay's and deductibles. Your max OOP may also be higher. Some plans do not cap out of network charges.

Non-emergency out of network care charges may be denied if you have an HMO.

I enrolled in Medicare in September, 2015. Cancer is a word I know too well. My mothers twin sister and older sister died of cancer. My wife's father and mother died because of cancer. All 5 of my father-in-laws siblings died of cancer. Two of my mother-in-laws siblings died of cancer.

I have seen what cancer can do to the human body and the misery that accompanies this dread illness. If you are diagnosed with cancer, the last thing on your mind should not be "How will I pay for my treatment?"

I know how quickly things can change. When my health changes I want to control the direction of my care. Insurance carriers are not going to give me a list of doctors and tell me this year I can only use these, and next year the list may change.

I am enrolled in original Medicare plus Medigap.

Shop and compare Georgia Medigap rates online. Instant quote. Up to 30 plans
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FREE REPORT for over 240 different GA Medigap carriers available on request. We quote Medicare supplement rates by phone and email your custom report. No obligation.

Comprehensive Part D Medicare drug plan review for new and existing clients. Learn the secret to saving hundreds on prescription drug costs.
#HowAreMedicareInsuranceAgentsPaid #GeorgiaMedicarePlans #GAMedicareVideos

Visit my secure website at Georgia Medicare Plans - [ Ссылка ]

To learn about the history of Medigap visit: [ Ссылка ]

For more information on Medicare supplement costs in Georgia visit: [ Ссылка ]

Turning 65? How are Medicare insurance agents paid?

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