I've been able to reach level 35 / 200k credits in one hour.

Basically:
- Hellride track
- max laps
- max difficulty (realistic damage, not extreme)
- lawn mower for AI opponents
- any "deadly" car you like for you, as long as it's quick and easy to wreck itself

Race Strategy:
- do easy damage to opponents, but preserve yourself
- opponents will mostly wreck by themselves
- don't try to wreck the last 2/3 opponents (like in the video) if it's taking too long, you will lose farming efficiency, just wreck yourself
- get XP, credits, and do it again

Have fun !

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