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Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. potMe eligibility requirements apply. Overdraft only applies to debit card purchases and cash withdrawals. Limits start at $20 and may be increased up to $200 by Chime. See chime.com/spotme. Early Access to direct deposit funds depends on payer. Chime Spending Account and qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. Out-of-network ATM withdrawal fees may apply except at Moneypass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. Cash deposit or other third party fees may apply. Sometimes Pay Anyone instant transfers can be delayed. The recipient must use a valid debit card or be a Chime member to claim funds. Live support available Mon.-Fri. 6am-10pm CST, Sat.-Sun. 7am-9pm CST.

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