Once you've retired, you can no longer contribute to your 401k under your employer's 401k plan. To get the best use out of your 401k when you retire, you can roll it into a rollover IRA. Before doing that, you will have to call your employer to make sure that they can perform the rollover and initiate it for you at whatever institution you are opening your rollover IRA. From that point on, you can invest in a variety of investment options and start utilizing it for your retirement.
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