Gold loan is one of the best alternative for a personal loan.
It has multiple benefits to offer.
As gold loan is a secured loan, it comes with a lower rate of interest.
The gold acts as collateral and that's why there is no necessity of credit score.
Gold loans are disbursed faster than personal loan.
Gold loans are available for upto 36 months generally.
You have an option to pay only interest component during the loan and pay principal amount at the end of tenure.

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