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If it's consumer credit, again, forget about the paper. We don't care about the paper that it was done on. If the purpose was personal family or household purposes, that was the primary purpose, we don't have a Section 1071 reportable application because it's not business purpose credit. Again, paper doesn't dictate purpose. Okay? If you can remember that, it's going to get you a long way in Section 1071, and we're talking about consumer versus commercial.
