Report Your Rent Payments To Credit Bureaus!
In this video Dwayne shows you how Rental Kharma can report your rent payments to credit bureaus and boost your credit score!
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Rental Kharma reports rent payments to a credit bureau on your behalf for a fee. Rent appears as a tradeline on your credit report; it might appear classed as a “rental agreement” or “open” account, depending on which credit bureau supplies the information. That differs from the “revolving” (credit cards) and “installment” (loans) tradelines traditionally used to calculate credit scores. Rental Kharma reports to only one of the three major credit-reporting bureaus, TransUnion. It doesn’t currently report to Equifax or Experian, though the company is in talks aimed at adding both.
There is an enrollment fee of $25, according to the Rental Kharma website, followed by an ongoing monthly cost of $6.95. For a year, that’s $108.40. A roommate or spouse can also get rent reported for an additional $2 per month. For $60 Rental Kharma will report up to 2 years of past rental payment information.
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Report Your Rent Payments To Credit Bureaus!
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