You must have heard about the unit-linked insurance plan (ULIP) Plan but still contemplate whether should you go with the ULIP plan or not?
In this video on “ULIP”, we have covered the various points that will help you to figure out whether a unit-linked insurance plan (ULIP) is for you or not. You will be going through the traits like -
What is ULIP?
What are the features of ULIP?
Should you opt for the ULIP scheme?
However, if you are planning to invest in making a big corpus so considering ULIP might not be a good option. Besides, you will be required to pay the hefty amount in the form of premiums to get sufficient life coverage. Also, you will have to pay the high management fees and other charges which may affect the portion of your returns severely.
Hence, you can get the pure term insurance plan individually which will give you sufficient life coverage at a very low premium. And for investment objectives, you can consider mutual where you can make good returns over the long term.
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#ULIP #Insurance #UnitLinkedInsurancePlan
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