The Social Security surviving spouse benefit seems easy enough to understand. But hidden in the details are small nuances that can cost you - or your loved ones - thousands of dollars in missed benefits. But If you invest the time to make sure you know the rules, you can be confident that you understand the benefits available to a surviving spouse.
Here are some shortcuts to specific areas of the video:
3:25 What spouses are eligible for survivors benefits? Current vs.former spouses. Remarriage rules. Exceptions to the length of marriage rules.
7:50 How to calculate survivors benefits
12:20 How the Widow's Limit (RIB-LIM) works
15:30 How to use filing strategies to boost benefits
📙Resources In This Video 📑
➡️SSA Handbook section of the effect of remarriage
[ Ссылка ]
➡️POMS Manual on remarriage
[ Ссылка ]
➡️SSA Handbook listing the exceptions to the 9 month length of marriage requirement
[ Ссылка ]
➡️The SSA's definition of "Member of Uniformed Service"
[ Ссылка ]
➡️POMS Manual section on child in care benefits
[ Ссылка ]
➡️SSA Handbook section that discusses the 2 year adoption window.
[ Ссылка ]
➡️SSA chart showing reductions on a monthly basis
[ Ссылка ]
➡️SSA page on determining full retirement age for purposes of a survivor benefit
[ Ссылка ]
➡️SSA Research paper on how the Widow's Limit (RIB-LIM) caps a benefit
[ Ссылка ]
➡️ SSA POMS section discussing the Widow's Limit
[ Ссылка ]
➡️ SSA page on the "prescribed period" when disability benefits must begin for early SS
[ Ссылка ]
➡️Documents you'll need to file for survivor benefits
[ Ссылка ]
➡️My article on "Can SS be garnished?"
[ Ссылка ]
➡️ Get a disability benefits evaluation
[ Ссылка ]
🔥🔥 Get the Ultimate Social Security Cheat Sheet! It takes the essential information from the 100,000 page Social Security website and condenses it down to just one page! [ Ссылка ] 🔥🔥
📍We can show you how to retire with confidence! 📍In our Retirement Roadmap plan, we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy, retirement account withdrawals, and Roth conversions. 📞Schedule your call and see if this plan is a fit for you. [ Ссылка ]
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➡️ Want to hire Devin and his team? -- [ Ссылка ]
Don’t miss my free online workshop, “How to Choose the RIGHT Age to File for Social Security.” In this workshop you’ll learn:
✔The Most Important Factors to Consider BEFORE You File for Benefits
✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy
✔Why This Is The Biggest Decision of Your Retirement
Access the workshop today at this link
[ Ссылка ]
➡️ Get a copy of my best-selling book, Social Security Basics, here -- [ Ссылка ]
➡️ Social Security Questions? Join my FREE Facebook Group! [ Ссылка ]
📜 HEAR YE HEAR YE: Some of my videos contain links to third party products, apps, and services. If you click through, I may receive a small referral fee to my media company (Carroll Media Properties) through their referral program. Rest assured, I only recommend products or services that I believe will be helpful and informative to my audience.
⭐⚠️⭐Please read this⭐⚠️⭐
⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇
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Spouse's Guide to Social Security Survivor Benefits
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