Hagerty Insurance is a popular auto insurance provider that specializes in classic and collector cars. With a strong reputation in the industry, the company has both positive and negative aspects worth considering.



Pros:

Specialized coverage: Hagerty Insurance provides specialized coverage for classic and collector cars. This means that the policy covers the unique needs of these types of vehicles, including agreed value coverage, roadside assistance, and spare parts coverage.

Discounts: Hagerty offers several discounts, including a multi-vehicle discount, safe driver discount, and storage discount. These discounts can help policyholders save money on their premiums.

Exceptional customer service: Hagerty Insurance has received high marks for its customer service. The company provides personalized support, quick claims processing, and a helpful online platform that makes managing policies easy.



Cons:

Limited coverage: Hagerty Insurance only covers classic and collector cars. If you have a regular car that you drive daily, you'll need to find coverage elsewhere.

Limited availability: Hagerty Insurance is not available in all states. If you live in a state where Hagerty doesn't operate, you'll need to find coverage from another provider.

High premiums: Because of its specialized coverage, Hagerty Insurance premiums can be higher than other insurance providers. It's important to shop around and compare prices to ensure you're getting the best deal.


In conclusion, Hagerty Insurance is a solid choice for those who own classic and collector cars. The company offers specialized coverage, discounts, and exceptional customer service. However, its limited coverage and availability, as well as higher premiums, may make it less attractive for those who own regular cars or live in states where Hagerty doesn't operate.

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