🤔 Do you want to retire without worry?

🙌 JOIN THE WAITLIST - 1-1 Strategy Call with me - Find out more below 👇
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💷 Grab the FREE eBOOK 5 Pension Tax Mistakes to AVOID & Join my Retirement Secrets Newsletter
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✅ Learn the 5 KEY pension tax mistakes to AVOID, so you don’t leave the taxman a tip
✅ Understand what are the 2 financial questions EVERYONE needs to answer
✅ Discover the evidence-based approach so you can love your retirement and fill it with fun and purpose
✅ Understand what your most valuable retirement asset is
✅ Find out the secrets professionals use in a LIFE-CHANGING retirement masterclass

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✅ Stay ahead of the curve with regular updates to changes to pension legislation & the strategies I’m using with clients.


📺 WATCH - NEW VIDEO ✅ -10 STATE PENSION SECRETS👇
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7 CRITICAL PENSION MISTAKES - AVOID THESE TO RETIRE EARLY
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PROPERTY OR PENSION? A CHOICE AS SAFE AS HOUSES?
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TIMECODES
0:00 - State Pension Explained
0:21 - What is the State Pension?
1:21 - How much is the State Pension?
1:41 - When do I get it?
2:32 - How does it work?
3:22 - How much do you need to earn to meet the contribution threshold?
4:21 - The different systems
4:46 - What you can do
6:16 - Tax and Deferring Options

REFERENCES

CHECK YOUR STATE PENSION
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WHEN DO YOU GET YOUR STATE PENSION
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CONTRACTING OUT - A BACKGROUND
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PLEASE BE AWARE IF YOU PLAN TO RETIRE ABROAD
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NATIONAL INSURANCE CREDITS - ELIGIBILITY
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SOME GOOD NON-GOVERNMENT SOURCES OF INFORMATION
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CONTRACTING OUT - IN MORE DEPTH
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Booklet from Royal London on contracting out (booklet is 2018/19)
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*Bit of a weird edit cut on the personal allowance which cut off me saying £12,570 and don't even get me started on 'unnecessary'.

A BORING BUT IMPORTANT DISCLAIMER:
This channel provides information on general financial planning. It is for educational purposes only and does not constitute financial advice. Unless you take regulated financial advice only YOU are responsible for your own decisions therefore we cannot be responsible for any action or inaction you take. Please take advice specific to you before making any decisions. Principles Personal Finance is an educational channel and is not affiliated with my employer. As such views are stated are individual and should be seen as such.

Investment involves risks. The investment return and principal value of an investment may fluctuate so that an investor's portfolio, when redeemed, may be worth more or less than its original value. Past performance is no guarantee of future results. The information provided in this presentation has been compiled from sources believed to be reliable and current, but accuracy should be placed in the context of the underlying assumptions.

A WARNING
There are some scams on YouTube where a profile image is copied then used to promote cryptocurrency scams and all that nonsense. I will never, ever, contact you selling any investment product or service. I would never do that, am not allowed by regulation and it goes against the intention of this channel is to educate and inform.

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