Everyone tells you that putting money into your pension is very important and you absolutely have to pay into your retirement plan or 401k.

But while it's important to plan properly for your retirement and make sure you do have a pension plan, it's important to understand some of the downsides to putting your money into a pension.

This video is the devil's advocate explaining some of the drawbacks to putting your money into a pension that you may not have thought about.

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