Sponsor: 🐂 Webull Singapore (USD 120 Trading Voucher) [ Ссылка ]
STOCK BROKERS & INVESTING
🐮 moomoo SG (Free Stock) [ Ссылка ]
🐯 Tiger Brokers SG Code HONEYMONEY (Free stock): [ Ссылка ]
🐬 uSMART Securities Code nn8gx7 (Free Stock) [ Ссылка ]
📝 POEMS Cash Plus: [ Ссылка ]
📈 Interactive Brokers: [ Ссылка ]
📗 Seeking Alpha Premium $99 ONLY [ Ссылка ]
🐯 Tiger Brokers International Code HMONEYSG: [ Ссылка ]
🐮 moomoo US by Futu Inc (Free Stocks) [ Ссылка ]

CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) [ Ссылка ]
💨 Dash PET 1.5% interest CODE DASH-RXQ45 [ Ссылка ]
🚌 Revolut SG [ Ссылка ]
☯️ YouTrip ($5 Bonus) [ Ссылка ]
💰 iPayMy [ Ссылка ]
💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment [ Ссылка ]
✈️ SIA Kris+ App Code: C647172 [ Ссылка ]
😻 Favepay [ Ссылка ]
🅱️ BigPay $10 referral code KJN6MN5GS0 at [ Ссылка ]
💴 Instarem Amaze [ Ссылка ]
🙏Trust Bank Code: HUQPC614 [ Ссылка ]
🪺 Nestia $0.50 off SG-QR [ Ссылка ]
🛒 NTUC Union [ Ссылка ]

E-COMMERCE & SHOPPING
🛍 Lazada [ Ссылка ]
🛍 Qoo10 [ Ссылка ]
🛍 Shopback $5 [ Ссылка ]
🛍 Shopback Pay Later $11 OFF [ Ссылка ]
⭐️ CapitaStar App $5 [ Ссылка ]
🏬 Lendlease Plus $5 referral code NsHQKY
🐠 Marina Square $5 referral code EoQjdG

ROBO-ADVISORS
☣️ Syfe Trade & Wealth: Use code HONEYMONEY @ [ Ссылка ]
🦉 MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE $20) [ Ссылка ]
🤖 Endowus RoboAdvisor (FREE $20) [ Ссылка ]

CRYPTO
♊️ Gemini (Free $10) [ Ссылка ]
📒 Ledger Crypto Hardware Wallet [ Ссылка ]

TRAVEL INSURANCE
✈️ MSIG Travel Insurance [ Ссылка ]
✈️ Allianz Travel Insurance [ Ссылка ]
✈️ Starr Travel Insurance [ Ссылка ]
✈️ TIQ Travel Insurance [ Ссылка ]

PROFESSIONAL FINANCIAL PLANNING:
🤝 DareToFinance [ Ссылка ]

If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!

Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

🔭 Telegram Group: [ Ссылка ]
📷 Instagram @HoneyMoneySG [ Ссылка ]
📧 Email (Business only): sghoneymoney@gmail.com
☕️ Buy me a Ko-fi: [ Ссылка ]
💵 Patreon: [ Ссылка ]
_________________________________________________
For MA Interest
- Because my MA was already maxed at 2022 BHS @ $66,000, and also FRS in SA, MA interest will flow to OA
- If your SA is not at FRS yet, while you already have BHS, the MA interest will flow to SA, just like normal employment contributions
-
For SA interest
- Credited to SA, despite it being FRS
- Cannot do Retirement Sum Top-Up anymore, so no more tax relief opportunity with SA
- 2023 Full Retirement Sum (FRS) is now $198,800 (+$6,800)
- SA interest coupled with employment SA contributions more than covered the FRS increase
- Even without employment contributions will have hit anyway, power of early FRS

2023 CPF Strategy walkthrough
- VCMA $2500 to BHS $68,500

Conclusion
- CPF forms a retirement safety net, so you can explore other riskier activities like investments or business
- Important for Ikigai or Financial Independence Retire Early as well
- 1 year anniversary since hitting Full Retirement Sum at 30 last year
- How much do you have in CPF balances
#Sponsoredby #Webull

свернуть