Ramit Sethi of I Will Teach You To Be Rich talks to Darby and Kirsty, 27 and 25, who are professional YouTubers. While Kirsty’s art tutorial channel explodes in profitability, Darby’s efforts lag behind in viewership and earnings, creating a stark contrast in their money dynamic. He feels he doesn’t deserve comfort. She waits for her success to vanish.
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Can’t-miss moments:
00:00:00 — 1: Opening
00:02:12 — 2: Why can’t they take a weekend away?
00:05:36 — 3: The peculiar financial “rules” Darby has set for himself
00:10:16 — 4: How Kirsty is making $35,000+ per month – at age 24!
00:13:19 — 5: Darby doesn’t want to be a house husband all his life
00:24:40 — 6: Ramit calls out the elephant in the room
00:29:43 — 7: Wait, he won’t go to the spa… but he’s ok with a Tesla?
00:35:42 — 8: The danger of not seeing their finances as a team
00:40:19 — 9: Kirsty admits she’s scared of money
00:45:13 — 10: The cost of being indecisive
00:50:55 — 11: Role Play: How would another couple handle this?
00:59:17 — 12: Ramit breaks down their numbers
01:05:40 — 13: Will his YouTube channel work out? Darby makes a plan
01:17:29 — 14: The key lesson of this conversation
01:18:41 — 15: Where are they now? Darby & Kirsty’s follow-ups
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Produced by Crate Media.
