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Where is Your Money Safe? Bank or Post Office | By Ishan
How much money is guaranteed in a bank account? : Few people are aware that even today, the amount of your deposit insured in the bank (and therefore completely safe) is merely Rs 1 lakh. Anything beyond that is not explicitly guaranteed by any law or regulation or the government.
The post office time deposit (POTD) is an alternative to the bank fixed deposits (FD) for those looking for fixed income. It is safer than than an FD because the principal invested and interest earned are backed by sovereign guarantee. Whereas for bank FDs, under the deposit insurance and credit guarantee corporation (DICGC) rules, each depositor in a bank is insured up to a maximum of Rs 1 lakh for both principal and interest amount
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Where is Your Money Safe? Bank or Post Office | By Ishan
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