Insurance Explained Definition of Insurance Difference Between life and general insurance
In this video I have explained in detail about the Insurance, types of Insurance, Difference Between life insurance and General Insurance.
Insurance and financial market awareness for lic ado, insurance market, life insurance exam perp, compare home insurance, insurance building.
I hope this video will help you in enhancing your knowledge about insurance. Mortgage Insurance is also becoming important these days.
You should learn how to buy Life insurance, which is best life insurance, which is best home insurance, how to buy travel insurance, which is the best travel insurance in india, travel insurance for going abroad, travel insurance for foreign tour.
Insurance is a means of protection from financial loss.
It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
An entity which provides insurance is known as an insurer, insurance company.
A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchang for the insurer promise to compensate the insured in the event of a covered loss.
Insurance industry is growing exponentially in India. Now we have various companies providing life insurance, private companies providing health insurance, travel insurance, various house/home insurance. Types of insurance cover , How does the insurance industry function, major insurance companies, best insurance payout ratio, insurance claim ratio, best insurance companies for term plans.
An arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.
Types of Insurance
Life Insurance or General Insurance
Principles of Insurance
1. Principle of Uberrimae fidei (Utmost Good Faith)
2. Principle of Insurable Interest
3. Principle of Indemnity
4. Principle of Contribution
5. Principle of Subrogation
6. Principle of Loss Minimization
7. Principle of Causa Proxima (Nearest Cause)
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