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In this video I bring you as comprehensive of a guide as I can about credit cards: everything from what they are, how to use them, what to look out for – everything that I wish I had known about credit cards when I started out.
🕑 TIMESTAMPS:
0:00 Introduction
1:18 What are credit cards
2:35 Benefits of credit cards
11:17 How to apply
13:45 How to pay your credit card bills
14:20 Things to note (annual fees, late charges)
17:50 Personal checklist for credit cards
23:14 Credit cards I’m using
35:20 Other tools
36:11 Closing thoughts
🧡 FIND ME ON PATREON: [ Ссылка ]
👉 If you're looking for a financial advisor, I would highly recommend the folks at DaretoFinance: [ Ссылка ]
💳 ALL CREDIT CARDS MENTIONED:
1. DBS Live Fresh: [ Ссылка ]
2. AMEX True Cashback: [ Ссылка ]
3. Citi Cash Back+ Mastercard: [ Ссылка ] *
4. Maybank Platinum Visa: [ Ссылка ]
5. Standard Chartered Spree: [ Ссылка ]
6. Standard Chartered Smart: [ Ссылка ] *
7. DBS Altitude Visa: [ Ссылка ]
8. POSB Everyday: [ Ссылка ]
9. OCBC Frank Credit Card: [ Ссылка ]
🎞 OTHER YOUTUBE VIDEOS & RESOURCES MENTIONED:
– More info about Credit Score ➡️ [ Ссылка ]
– Ultimate App for Budgeting | How I Budget & Manage My Money Daily ➡️ [ Ссылка ]
– How I Live on a $3200 Monthly Salary in Singapore ➡️ [ Ссылка ]
– Shopback ➡️ [ Ссылка ]
– Money, Explained | "Episode 2: Credit Cards" ➡️ [ Ссылка ]
– Vox | Who actually pays for your credit card rewards? ➡️ [ Ссылка ]
✏️ RESOURCES:
– 📊 Budget Template (go to "File → Make a copy" to be able to edit the template) ➡️ [ Ссылка ]
🔗 SERVICES I USE + REFERRAL CODES (only if you wish to support me, no pressure):
– 💰 Money Lover app (expense tracker app) ➡️ [ Ссылка ] (iOS) / [ Ссылка ]?
id=com.bookmark.money&hl=en (Android)
– 💰 *Stashaway (investment robo-advisor) ➡️ [ Ссылка ]
– 💰 *Syfe (investment robo-advisor) ➡️ [ Ссылка ] (code: LISAK)
– 💰 *Singlife (cash management account) ➡️ [ Ссылка ]
– ☎️ *giga! (my phone plan) ➡️ [ Ссылка ] (code: rU0Bvk)
📹 MY EQUIPMENT & TOOLS:
– *Logitech Yeti Nano Microphone: [ Ссылка ]
– *iPad Pro 11" (3rd gen): [ Ссылка ]
– *Apple Pencil: [ Ссылка ]
– iMovie for video editing
– Canva for graphics
*Indicates use of affiliate links which provide a small commission that help to support this channel.
