On Wednesday, March 8, 2023, the Federal Housing Administration (FHA) announced its intention to increase the term of a loan modification to 40 years. In this video, I am breaking down exactly what this means for lenders and borrowers alike, and helping debunk some of the myths being spread around popular housing media this past week.
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Timestamps:
Intro (0:00)
FHA announces 40 year mortgage modification (0:57)
What is a loan modification? (1:48)
Non-QM Lending (2:53)
Debunking Mortgage Headlines (4:11)
What would a 40-year mortgage look like? (6:50)
Questions? Get in Touch! (11:03)
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