Hey everyone this is Darren Copeland your VA Mortgage Expert. Today we're talking about Debt to Income Ratios and your VA Loan. One of my favorite authors is Dave Ramsey and he talks about having your financial house in order which totally makes sense when you're purchasing a home. Our goal is to qualify you using you VA Benefit so you own the house and that the house doesn't own you. Your Debt to Income Ratios simply measures how much in bills you have outgoing each month verses the amount of money you have coming in. That way the bank doesn't set you up for failure as we don't want your house back. Be sure not to max out your credit cards, have any high car payments, or consumer debt. It only takes us a few minutes to find out what your Debt to Income ratios are so than you can find the homes of your dreams.Please contact us with any questions as we're here to set you up for success.
About Midwest VA Loans
Our mortgage team is passionate about helping you use your VA benefit to buy a house. We work with both those who are currently in active military, and those who no longer serve but have the VA loan benefit available to them. What may appear to be a complicated process has actually become simple for us. Our team can walk you through each step of securing a VA loan and ultimately, getting into the house of your dreams.
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