Simply put, #ULIPs (Unit Linked Insurance Plans) are life insurance plans that offer the dual-benefit of investment and a life cover`. ULIPs help you grow your money and the life cover` offered by the plan helps secure your loved ones financially in case of an unfortunate event.
You can choose to invest in equity, debt, or a combination of both funds, depending on your risk appetite.

Below are the key things to look for while purchasing a ULIP:

a. ULIP charges - This also includes additional charges such as mortality, premium allocation, fund management and administrative charges

b. Investment flexibility - Look for a ULIP that provides flexible investment options, premium payment and payout options, option to switch between funds, top-up option, and more

c. Rewards and benefits - Some ULIPs offer additional payouts in the form of bonuses. These increase the overall returns from the plan

d. Multiple investment strategies - Look for a plan that offers you the option to choose from multiple investment strategies. This will help you invest and shift your money as per the changing market conditions and your requirements

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What is covered in this video?
0:00 An example showing why you buy an ULIP Plan
0:19 Its benefits
0:26 How does it work?
1:15 Why choose ULIP?
2:11 Buy it now!
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