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If you're looking to buy a new home, you'll know that property cooling measures – including lower limits for HDB housing loans – kicked in at the end of September. But what type of loan is best for you? Fixed-rate? Floating rate? Or both?
0:00 - Introduction
1:24 - HDB housing loans
2:42 - Should you max out what you can borrow or take a lower amount?
3:58 - Should you take a housing loan with a fixed rate or floating rate, or do both?
4:26 - What is SORA?
4:57 - Three-month compounded SORA and bank margins
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