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Hey guys, in this video, I give a full in-depth breakdown of how often you should be applying for credit cards. There is no "one size fits all" answer to this question, but throughout this video, I break down approximately when to get a new credit card depending on how long you've been establishing credit, what your current goals are with credit cards, and how you can get approved if you want to apply for cards on a more frequent basis. In addition, I dive into the two most important factors credit lenders look at when determining if they will approve you for a credit card, those being your credit score and income. Lastly, I discuss some of the different lender rules in applications for new credit cards including the Chase 5/24 rule and multiple others. I hope this video helps guide you in making an overall credit card strategy for your personal situation all while giving you the best odds of getting approved for credit cards in the future.
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Timestamps:
00:00 - Intro
00:45 - Credit Score Breakdown
01:48 - Optimizing Credit Score
03:17 - How Credit Score is Affected
05:23 - Income Breakdown
06:15 - My Recommendation
08:06 - Application Rules
09:27 - Final Thoughts
#howoftentoapplyforcreditcards #creditcardsforbeginners #creditcards101
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