#titleinsurance #realestateinvesting #forelcosures

Title insurance protects you against any disputes over the ownership of your home after your purchase it. Your title insurance company will research public records looking for any legal claims against the property. Once the title company is satisfied that the property’s seller can convey a “clean” title to you as the new owner, it issues a title insurance policy that protects you from being liable for any title disputes that could arise later. If the homebuyer will have a mortgage, the mortgage lender will get a separate title insurance policy to protect its financial interest in the property.

The importance of title insurance cannot be overstated. Buying a house is likely the biggest purchase you’ll ever make, and you’re investing much of your life savings. A dispute over the ownership of your home could put all you have invested at stake.

Though title insurance companies are scrupulous in searching public records for “clouds” or encumbrances — in other words, claims against your ownership — some situations can escape scrutiny and jeopardize your title. Fortunately, title insurance will protect you if one of the following issues should arise.

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Brandon Vinyard
Broker/Owner - The Agency
REO Specialist
Selling Real Estate Since 2002
📲 850-332-2050
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Brandon Vinyard is a real estate broker/owner, entrepreneur, investor and father of three boys. He started selling real estate in 2002 and has closed over 4,000 transactions to date. The more impressive figure is the number of contracts he's reviewed in his career, and that's estimated at over 33,000 contracts. The reason Brandon has higher sales numbers than any agent on the Gulf Coast is that he has been a bank foreclosure listing broker for over 18 years with clients including HUD, Fannie Mae, Freddie Mac, the VA, Wells Fargo, Bank of America, SPS Servicing, Bayview, Nationstar, Caliber Home Loans and numerous others. Brandon has been doing REO so long he's even worked for older companies not around any longer like Countrywide, Wilshire, Option One and Indymac Bank. After 19 years in the real estate business, Brandon recently restructured his company by downsizing his office to a more modern virtual office. Brandon's experience level in real estate is unique because he's had the benefit of learning from not only just being an agent, but from being a broker/owner of his company for over 16 years, for having 30 plus agents working underneath his brokers license, for owning part of a title company, for having a mortgage brokers license, to dealing with tens of thousands of contracts and bank addenda; his experience in the industry is simply unmatched. Experience Matters in Real Estate!


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