In this video we are going to talk about How to maximize Social Security for Married Couples

It’s just a fact that married couples have more Social Security options than single people do and with just a little planning, you and your spouse can make maximize your Social Security benefits in a way that is most suitable for you.

A couple of things to know before we get started:
1.) There are more options and strategies than we will cover in this video alone.
2.) Coordinating your strategy with your spouse will help you both get the most out of your Social Security Benefits.
3.) It doesn’t always make sense to claim your own Social Security Benefit!
4.) Many couples employ a split strategy because it fits their needs with one taking the benefit earlier and one of them waiting to collect later.
The very first thing you should do is either schedule a visit with your local Social Security office or the Social Security Administration Website. What you are looking for is an estimate of benefits for both you and your spouse. These used to be sent out annually after your reached a certain age but this policy was changed a few years ago.
The Social Security Administration provides estimates for how much you'll collect if you start receiving benefits at the earliest opportunity of age 62, your full retirement age (depending on when you were born that will be between 66 and 67), and the maximum age 70. You don't have to start taking your benefits at any particular age; you and your spouse can start collecting anytime between ages 62 and 70.

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