Family Health optima insurance plan star health review 2022 Explained in Tamil I Best Family Health Insurance
இந்தத் திட்டத்தை வாங்குவதற்கு அழைக்கவும்
Coimbatore 8667467617
Nilgiris 8144189901
Chennai. 9489589257
Star Health Family Optima is a complete health insurance policy for the family which covers medical expenses incurred by a person due to any illness or injury. There is a considerable saving in premium as the entire family is covered under one policy with single sum insured.
Key Features of Star Family Health Optima Insurance Plan
Wide cover for treatment against illnesses and accident
Benefits of coverage before, during and after hospitalisation
The entire family gets covered by paying a single premium amount
No medical check up till 50 years of age and post which check up is done at the company expense
Pre existing diseases are covered after 48 months of continuous insurance.
What is covered in Star Family Health Optima Insurance Policy?
In-patient expenses which includes the room accommodation charges in hospital This means that the insures is hospitalised for a minimum of 24 hours.
Nursing expenses
Fees paid to consultant, surgeon, specialist and/or anesthetist
Money spent on medicines and drugs
Cost incurred on hiring emergency ambulance to transport the insured patient to the hospital
Expenses incurred prior to hospitalisation and post hospitalisation.
Additional Benefits of Star Family Health Optima Insurance Policy
Pre existing diseases are covered after 48 months of continuous renewal of insurance.
No Third Party Administrator (TPA) used for claim settlement; same is done directly by in-house team
Free consultation by general physician over the phone
Offers a 10% cumulative bonus for every claim-free year
