You don't always have to make more in order to save more!


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Chapters

00:00 Start Here
00:31 Allocate More Taxes To Be Withheld From Your Paycheck
01:51 Switch Banks
03:09 Index Investing
04:28 Dividend Payments
05:52 Sell Your Unused Items
07:28 Switch To Mint Mobile
08:39 Switch Insurance Providers
09:37 Do A Saving Challenge
10:59 Don’t Waste Anything
12:00 Spend Less

The problem that people often have with saving money is the lack of income. It's hard to save money when you're not making a lot of money; however, if you are savvy with how you go about saving, you can save more without making more. In this video, I share 10 ways you can save more without making more.


1. Allocate More Taxes To Be Withheld From Your Paycheck

One way to trick yourself into saving more money is to allocate more money to be taken out of your paycheck for taxes. There are pros and cons to this, but if you allocate a little more money to be set aside, at the end of the year, you will have a larger tax refund.

2. Switch Banks

Banks are a lot more competitive than they used to be where they compete with different benefits. If you switch banks to a bank with higher interest rates and no fees, you can save more money.

3. Index Investing

If you have a solid emergency fund, you can get a higher interest rate by investing in index funds. If you put your money in a low cost index fund, you can receive an average yearly return of 10%, which can help you save more without making more.

4. Dividend Payments

Dividend payments are when you own stocks or index funds, you can sometimes get a percentage of the profits paid out yearly or quarterly. This is a great way to get extra money to save passively.

5. Sell Your Unused Items

I am in the process of moving and what I have noticed is that we all have things in our house that we don't use. If you can start listing those items online to sell, you can save more and declutter your house.

6. Switch To Mint Mobile

Another great way to save money is by lowering your cell phone bill and switch to Mint Mobile. Mint has plans as low as $15/month, which can allow you to save more.

7. Switch Insurance Providers

As we enter the new year, it is good to take a look at all of your insurance plans and see if you can find any lower rates.

8. Do A Saving Challenge

Saving challenges are ways to have a plan to save more money. If you choose a saving challenge from my video, you can save more by having a plan.

9. Don’t Waste Anything

We waste a lot each year whether that's with food or stuff. If you focus on cutting out your waste, you can save more.

10. Spend Less

The easiest way to save more money is by spending less. If you focus on cutting out your spending, you can save more without making more.

**I am not a financial advisor. The ideas presented in this video are for entertainment purposes only. You are responsible for the financial decisions that you make. Links above are affiliate links where if you click and order, I will receive a commission at no cost to you. **

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