SBI general Insurance Company offers two types of Personal Accident Plans which are Group Personal Accident plan and Individual Personal Accident Plan. Let us take a look at the plans in details to facilitate a better understanding of each of them.
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SBI Personal Accident Insurance Policy Details | #SBIGeneralInsurance | Assurance 20 Lakhs |

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Exclusions

The plan does not cover every contingency. There are certain exclusions which are excluded from the scope of coverage of the plan. The exclusions are as follows:

Suicide and self-inflicted injury
HIV or AIDS infection
Individuals enrolled in any branch of police, paramilitary, military and armed forces any country whether in peace or war are excluded from the scope of cover
Accidents which occur under the influence of alcohol, drugs or any other intoxicants
Accidents due to participation in riots, felony, crime or civil commotion
Accidents during learning or operating any aircraft
Accidents in cases of war, civil war, invasion, insurrection, revolution, act of foreign enemy, etc.
Nuclear damage
Accidents due to participation in adventure or dangerous sports
Child birth and pregnancy related complications
Accidents caused due to willful participation in any illegal act or any violation or attempted violation of the law or resistance to arrest
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DISCLAIMER
The information is provided for general informational and educational purposes only and is not a substitute for professional advice. This video is only for education and knowledge purposes.
Accordingly, before taking any decision based upon such information, I encourage you to consult with your financial advisor or the appropriate professionals or do your own research. I do not provide any kind of advice to invest in a specific avenue of market.
I'm not registered with SEBI.
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