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🏦 SoFi Complete Money Management
➤ Checking & Savings - [ Ссылка ]
➤ Credit Card - [ Ссылка ]
➤ Invest - [ Ссылка ]
➤ Budgeting - [ Ссылка ]

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💰 Chime Fully Online Banking
➤ Sign-Up for Chime HERE: [ Ссылка ]
➤ Chime Credit Builder HERE: [ Ссылка ]

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💳 Favorite Credit Cards
➤ Chase Sapphire - [ Ссылка ]
➤ Capital One Venture X - [ Ссылка ]
➤ Chase Ink Business - [ Ссылка ]
➤ Amex Green - [ Ссылка ]
➤ Amex Platinum - [ Ссылка ]
➤ Amex Business Gold - [ Ссылка ]

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📊 Wealthfront Automated Investing
➤ First $5,000 Managed for FREE - [ Ссылка ]

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💵 Current Card
➤ Current | Modern Banking App - [ Ссылка ]

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📸 MY CAMERA GEAR
➤ My Camera: [ Ссылка ]
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With Credit Builder, essentially you are going to add money to your Credit Builder secured about in a set amount of money, let's say $100 for example, and then you are able to spend up to $100 before having to add more money to the account to be able to use your card again. And when it comes time to “pay off” your balance, you have already set that money aside meaning you either manually make the payment with the funds in your secured account or you can turn on the safer credit builder feature to have your bill automatically paid with those pre-loaded funds.

And if you're familiar with how building your credit score works in a traditional sense, your on-time payment history is by far the most important factor in building your credit score. Remember that with a traditional credit card product, the credit card provider is essentially giving you a short term loan up to a predetermined limit meaning you could spend money on a credit card even if you don't actually have that amount of money in your account and that's where you can get into a lot of trouble because if you don't pay off that card on time you'll start accruing interest in fees and dig yourself into a financial hole that can be very difficult to get yourself out of.

Chime Disclosure:
Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.Chime Checking Account and qualifying direct deposit required to apply. Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit score may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations. Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More. Early access to direct deposit funds depends on payer. Out-of-network ATM withdrawal fees may apply except at MoneyPass ATM in a 7-Eleven location, or any Allpoint or Visa Plus Alliance ATM. Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Checking Account into your savings account. The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of March 21, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.

0:00-Chime Credit Builder 2022 Review
1:53-How This Product Works
3:55-How to GET the Credit Builder
5:17-WHO is this Product for?
7:45-My FINAL Thoughts

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