With the world confined in the shackles of mental blocks and restraints,
there's a need to push aside the dilemma and dubiety to create new
possibilities. Be it the existing system or manifesting new ones, let's widen
our solution space.

Riddhi Mittal, co-founder Finomena, a fin-tech startup based out of
Bangalore, talks about the transformation of the banking system and how
first principle thinking can actually help move in that direction. A student at
Stanford, the massive gap in access to credit in ourcountry really moved
her, and she decided to come back to India and use her product-first,
tech-first, data-first (ML and AI) and customer-first thinking to make credit
accessible to over 80 crore deprived Indians.

This talk was given at a TEDx event using the TED conference format but
independently organized by a local community.
Learn more at [ Ссылка ]

Riddhi Mittal is one of the co-founders of Finomena - a fin-tech startup based in Bangalore. She first went for a Stanford University undergrad and Masters in Computer Science, and then worked at places like Facebook (built GraphSearch from scratch), Mohr Davidow Ventures ($700 VC fund) and was also the youngest PM on Microsoft HoloLens (leading a team of 8 people). She is driven by the sheer impact sensible technology has the potential of having on millions of people's lives.

The massive gap in access to credit in our country really moved her, and she decided to come back to India and use her product-first, tech-first, data-first (ML and AI) and customer-first thinking to make credit accessible to over 80 crore deprived Indians. Through Finomena, they give out small ticket size loans to let you buy anything you want, and pay later in Flexible Monthly Instalments (FMIs).

This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at [ Ссылка ]

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