When an employer offers short and/or long term disability benefits as part of an ERISA (Employee Retirement Income Security Act) Welfare Benefit Plan, the laws and rules issued by the U.S. Department of Labor (DOL) including requirements for the processing of benefit claims, time parameters for when a decision must be rendered following the filing of a claim, and a claimant’s rights upon denial of a claim apply. On November 18, 2015, the DOL proposed rules revising then existing ERISA Claim regulations pertaining to disability benefits (29 C.F.R. § 2650). The comment period ended January 19, 2016. The proposed regulations were created to align with the goals and protections afforded under the Affordable Care Act to assure more fairness in claims processing. The final provisions became effective April 1, 2018.
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ERISA-Based Long Term Disability Benefit Claims & the Updated 2018 DOL Regulations : [ Ссылка ]
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